Like Merrimac. Tarleton recently jumped to D-I. Unlike Merrimack, I think they were fairly recently D-III. At least Humphrey is getting a scholarship.
I wouldn't think Cleveland St would be handing out boatloads of cash to players under the name of NIL. I think many NIL deals are tied into the number of social media followers. If Lowder picks up some at every stop along the way (and people don't go through the exercise of unfollowing transfers), he should do better than most